Canada Child Benefits Guide (2025-2026)

Canada Child Benefits Guide (2025–2026)

A plain-language guide to the money Canadian parents can receive: the Canada Child Benefit, provincial benefits, the Child Disability Benefit, $10-a-day childcare and key tax credits.

Last updated June 2026 · Federal figures are for the July 2025–June 2026 benefit year (CRA). Always confirm your amount with the CRA. Free to cite with a link.

On this page: Canada Child Benefit · Child Disability Benefit · Provincial benefits · $10/day childcare · Tax credits

1. Canada Child Benefit (CCB)

The CCB is a tax-free monthly payment. For July 2025–June 2026:

Item Amount
Maximum per child under 6 $7,997/yr (~$666/mo)
Maximum per child 6–17 $6,748/yr (~$562/mo)
Full benefit if family net income (AFNI) is at or below $37,487
Upper AFNI threshold (reduction tiers above this) $81,222

Source: Canada Revenue Agency (2025-26)

2. Child Disability Benefit (CDB)

An extra tax-free amount added to the CCB for a child eligible for the Disability Tax Credit: up to $3,411/yr ($284/mo) per child, with reduction beginning when family net income exceeds about $82,847.

Source: Canada Revenue Agency (2025-26)

3. Provincial Child Benefits

Province Benefit (max, per child unless noted)
Ontario (OCB) $1,726.92/yr (~$144/mo); reduces above AFNI $26,364
British Columbia (BC Family Benefit) 1st $1,750, 2nd $1,100, each additional $900/yr
Alberta (ACFB, quarterly) Base 1st $1,499, others $749; plus a working component
Quebec (Allocation famille) Up to $3,006/yr; single-parent supplement up to $1,055

Sources: CRA provincial program pages, gov.bc.ca, Alberta.ca, Retraite Québec (2025-26). Amounts indexed annually — confirm with the official source.

4. $10-a-Day Childcare (CWELCC)

As of 2025, eight provinces/territories (NL, PEI, Quebec, Manitoba, Saskatchewan, Yukon, NWT, Nunavut) had reached an average of about $10/day or less. The rest (NS, NB, Ontario, Alberta, BC) had cut fees 50%+ versus 2019 and are working toward the target. “$10/day” is an average across participating spaces, not a flat guaranteed fee.

Source: Government of Canada (2025)

5. Tax Credits & Deductions (2025 tax year)

Item Amount / limit
Child Care Expense Deduction — child under 7 $8,000/yr
— child 7–16 $5,000/yr
— child eligible for the Disability Tax Credit $11,000/yr
Canada Caregiver Credit — infirm child under 18 $2,687/child

Source: Canada Revenue Agency (T778 / lines 21400, 30500) (2025)

Note: the CCB Young Child Supplement was a one-time 2021 COVID measure and does not exist in 2025–2026.

Budgeting for baby? Try our baby cost calculator, read baby on a budget Canada, and see parental leave compared.

General information only, not financial or tax advice. Amounts change yearly and depend on your income and province — confirm with the CRA and your province.