Canada Child Benefits Guide (2026–2027)

Last updated: October 2026. Figures checked against the official sources listed at the end of this page on October 2, 2026.

Short answer: For July 2026 to June 2027, the Canada Child Benefit pays up to $8,157 a year ($679.75 a month) for each child under 6 and up to $6,883 a year ($573.58 a month) for each child aged 6 to 17. The full amount goes to families with an adjusted family net income under $38,237. The next payments are October 20, November 20 and December 11, 2026.

Key facts

Fact Figure Source
Max CCB, child under 6 $8,157/yr ($679.75/mo) CRA
Max CCB, child 6–17 $6,883/yr ($573.58/mo) CRA
Full-benefit income threshold $38,237 AFNI CRA
Child Disability Benefit up to $3,480/yr CRA
Next CCB payment dates Oct 20, Nov 20, Dec 11, 2026 canada.ca
CGEB (replaced GST/HST credit) Quarterly; Oct 5, 2026 payment CRA

Canada Child Benefit (CCB), July 2026 to June 2027

The CCB is a tax-free monthly payment from the Canada Revenue Agency (CRA) for each child under 18. The 2026–27 benefit year runs from July 2026 to June 2027 and is based on your 2025 adjusted family net income (AFNI), so both parents need to file a 2025 tax return.

Item July 2026 – June 2027
Maximum per child under 6 $8,157 a year ($679.75 a month)
Maximum per child aged 6 to 17 $6,883 a year ($573.58 a month)
Full benefit if AFNI is under $38,237
Second reduction threshold $82,847
Child Disability Benefit (per eligible child) up to $3,480 a year ($290 a month)

Source: CRA, "How we calculate your CCB".

How the CCB is reduced as income rises

Children Reduction on AFNI between $38,237 and $82,847 Reduction on AFNI over $82,847
1 child 7% of the amount over $38,237 $3,123 + 3.2% of the amount over $82,847
2 children 13.5% $6,022 + 5.7%
3 children 19% $8,476 + 8%
4 or more 23% $10,260 + 9.5%

Source: CRA reduction table for July 2026 – June 2027.

Worked example (our arithmetic using the CRA formula): one child under 6 and an AFNI of $60,000. The income above $38,237 is $21,763; 7% of that is $1,523.41. The yearly CCB is $8,157 − $1,523.41 = about $6,633.59, or roughly $552.80 a month. Use the CRA's own calculator for your actual amount.

CCB payment dates for the rest of 2026

Month Payment date
October 2026 October 20
November 2026 November 20
December 2026 December 11

Source: Government of Canada benefit payment dates calendar.

Canada Groceries and Essentials Benefit (CGEB)

The CGEB replaced the GST/HST credit in July 2026. It is paid quarterly by the CRA; the 2026 CGEB payments are July 3 and October 5, 2026. If your amount would be less than $50 a quarter, the CRA does not pay it quarterly. The amount depends on your family net income and number of children, so we do not quote a per-child figure here.

Provincial child benefits (July 2026 – June 2027)

Several provinces pay their own benefit together with, or alongside, the CCB. The CRA administers the Ontario, BC and Alberta programs below; Quebec's family allowance is paid by Retraite Québec.

Province Maximum Reduction starts above (AFNI) Notes
Ontario Child Benefit up to $146.66 a month per child under 18 $26,865 Paid with the CCB
BC Family Benefit $145.83 a month (1st child), $91.66 (2nd), $75 (each additional) $30,176 Floor amounts apply between $30,176 and $96,562
Alberta Child and Family Benefit Base: $1,529 a year for the 1st child and $764 each for the 2nd to 4th child. Working component: up to $782 / $712 / $426 / $141 for children 1–4 Base: $28,116; working component: $47,115 Paid in August, November, February and May; working component needs working income over $2,760
Quebec family allowance See Retraite Québec — We could not re-check the 2026 amounts, so we link to the official page instead of quoting them

Sources: CRA provincial program pages; Retraite Québec.

Child care fees: where $10 a day stands in 2026

The Canadian Centre for Policy Alternatives (CCPA) 2026 fee survey of 35 cities found that six of 13 provinces and territories (Newfoundland and Labrador, Prince Edward Island, Manitoba, Saskatchewan, Nunavut and Quebec) have committed to $10 a day as a set or maximum fee. Median infant fees are $9.65 a day in Quebec cities, $15 in Alberta cities, $22 in Ontario cities and $28 to $52 in BC cities. See our full child care costs across Canada table.

Child care expense deduction

Eligible child care costs (daycare, before- and after-school programs, some camps) can be deducted on line 21400 of the tax return, usually by the lower-income spouse. The per-child limits depend on the child's age and disability status; check the CRA line 21400 page and Form T778 for the current limits.

Frequently asked questions

How much is the Canada Child Benefit for 2026–27?

Up to $8,157 a year per child under 6 and up to $6,883 a year per child aged 6 to 17, for the July 2026 to June 2027 benefit year. Families with an adjusted family net income above $38,237 receive a reduced amount.

When is the next CCB payment?

The remaining 2026 payment dates are October 20, November 20 and December 11.

What income is used for the 2026–27 CCB?

Your 2025 adjusted family net income. Both you and your spouse or common-law partner must file a 2025 return to keep receiving the benefit.

What replaced the GST/HST credit?

The Canada Groceries and Essentials Benefit, which the CRA started paying in July 2026. It is paid quarterly; the October 2026 payment date is October 5.

Is the CCB taxable?

No. The CCB is a tax-free payment and you do not report it as income.

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Related guides and tools

Sources

  1. CRA: How we calculate your CCB (July 2026 to June 2027) (checked October 2, 2026)
  2. Government of Canada: Benefit payment dates (checked October 2, 2026)
  3. CRA: Canada Groceries and Essentials Benefit payment dates (checked October 2, 2026)
  4. CRA: Ontario Child Benefit (checked October 2, 2026)
  5. CRA: BC Family Benefit (checked October 2, 2026)
  6. CRA: Alberta Child and Family Benefit (checked October 2, 2026)
  7. Retraite Québec: Family allowance measure (checked October 2, 2026)
  8. Canadian Centre for Policy Alternatives: The $10-a-day divide – Child care fees in Canada in 2026 (Aug 19, 2026) (checked October 2, 2026)
  9. CRA: Line 21400 – Child care expenses (checked October 2, 2026)

General information only, not financial, tax or legal advice. Amounts depend on your income, province and situation; confirm with the CRA, Service Canada or your province before you rely on them.